TRAINING COURSES
“Money Management is such an important part of our daily lives but rarely are we taught how to effectively look after our finances. I’ve designed these short 1 hour training modules exclusively for people who wish to learn about financial topics to acquire knowledge, gain confidence and learn new skills in the world of money management.”
Zoë Cousens
Money 101s
Essential Skills
Cultivating Confidence
I understand the difficulty of being in a new, uncertain situation so I will share with you my tools to develop self-confidence, overcome 'imposter syndrome' and develop communication skills
Networking for Career
Success
I will reassure you that networking is a positive experience by sharing ideas about how to arrive feeling relaxed & confident, join in a conversation, move on, and maximise the benefit of making new contacts
Overcoming Cultural
Challenges
This course is for those of you working in increasingly diverse teams who are seeking guidance on approaching multicultural challenges that arise with your colleagues. It includes
• understanding the importance of cultural diversity in the workplace
• identifying common multicultural challenges at work
• developing cultural intelligence and sensitivity with colleagues
• enhancing your communication skills across cultures
COACHING PROGRAMS - TAILORED TO EACH CLIENT
About Zoë Cousens
Zoë was one of the first women dealers on the London Stock Exchange in the 1980s and enjoyed a nearly 40-year career in investment management before studying a Master’s in Executive Coaching & Mentoring. Zoë has worked in London, Hong Kong, Dubai, and the Channel Islands in various finance roles and currently consults for wealth management clients. With over 10 years of commercial and nonprofit board experience, including UK charity leadership, Zoë has also completed projects for Guernsey’s Government and Regulator.
As an adviser for start-ups, she focuses on helping founders with capital raising and founded the Women’s Investment Network (WIN) to promote financial literacy among women. WIN offers coaching, mentoring, and events on themes like nutrition and wellbeing.
Zoë's accolades include Global Women's Business Club Top 10 Voice 2024, Citywealth Powerwomen 2019 Woman of the Year, CMO Asia GCC Women Leadership Award, Wealthbriefing GCC Women in Wealth Management Editor’s Prize, and Women in Finance Investment Consultant of the Year. A regular speaker at international forums, she also featured in UK and UAE media.
Based between Guernsey and the Gulf, Zoë leverages her many years of experience to help clients achieve their goals.
"My Coaching Programs have been created for people who wish to invest in themselves with a successful future in mind.
I will provide you with practical advice and expert guidance on your journey to growth and success. I believe by investing in yourself, you have nothing to lose and everything to gain."
Zoë Cousens
Active vs Passive Investing
• A look at two different investment styles
• Examine the benefits and disadvantages of each
• What are exchange traded funds and actively managed portfolios?
Alternative Investments
• Property – the benefits and disadvantages
• Hedge funds – what do they offer an investor?
• Investing in specialist asset classes
• Diversification benefits
Behavioural Finance
• How our emotions affect our spending habits
• Identify your Money Type
• The psychology of spending and saving
• Beliefs, biases and behaviours
De-Clutter Your Finances
• Is disorganised chaos costing you time, energy, happiness – and money?
• Ways to review your personal finances
• Learn simple but effective money management methods
• Make organising your finances easy and hassle free
Debt Management and Budgeting
• How to beat our spend now, save later mindset
• Managing overdrafts and personal loans
• Using credit cards and currency cards effectively
Fiduciary Responsibility
for Investments in Trust
• Renewed focus on protecting private wealth
• Risk profiling/objective setting
• The importance of asset allocation to investment returns
• Essential elements of a portfolio review process
Global Financial Markets
• Structure of the financial services industry
• The role of different types of financial companies
• Sovereign Wealth Funds and Central Banks?
Invest with Confidence
I will help you to understand the world of investing by explaining different types of investments that may be found in a fund or portfolio. We will discover the benefits of ‘diversifying’ and look at the typical performance returns you can make according to your own risk profile and objectives
Make Your Money
Work for You
I will show you how easy it is to control your finances and enjoy a fresh approach to your spending and saving habits. Learn how to set realistic goals, reduce financial stress and identify risks to improve your financial health and see the benefits of making your money work for you
Money Markets
and Foreign Exchange
• Treasury bills
• Fixed income securities
• Money market funds
Overcoming Cultural
Challenges at Work
I will equip you with the skills and insights to effectively navigate multicultural challenges in the workplace. As global markets continue to expand and workplaces become increasingly diverse, the ability to understand, appreciate, and leverage cultural differences has become essential for success
Retirement Planning
• Why start now?
• How to ensure you can afford to retire
• The impact of not saving for the future
• How to save efficiently over the longer term
This Program has been created for you if you aspire to transform your life vision into reality.
Creating the future you dream about is a huge yet rewarding endeavour, requiring clarity, focus, planning, action and resilience.
As your Coach, it’s my goal to help you to move on from wishful thinking and take positive action towards finding fulfilment, happiness and purpose.
We will work together on a roadmap to help you navigate this transformative journey by moving the dial every day towards achieving your ultimate goal.
Personal Growth
My Business Coaching Program has been created for people who are ready to take their business to the next level, and offers:
- customised growth strategies for your unique business, aligned with your vision & values
- navigation of the financial maze to assist with capital raising
- expert guidance to enhance your leadership skills, and build high-performing teams
- ways to create a supportive, innovative and accountable culture
- improvements in operational efficiency leading to increased revenue
- marketing strategies and new opportunities focused on sustainable growth
- access to my substantial network for support, ideas and potential investment
Unlock your Business Potential
Are you at a junior or mid-level stage of your career and keen to progress on your professional journey, learning new skills along the way?
Would you like to build your confidence to help you manage feelings of self-doubt which are holding you back from a leadership position?
This Program will help you to focus on planning ahead for your future career, setting you on the right path, increasing your self-awareness, and the confidence & resilience you need to achieve career breakthroughs. We will transform a negative mindset, refine communication skills, bring clarity to difficulties and turn weaknesses into strengths.
I will help you to
- unlock your full potential
- improve personal and professional growth
- strengthen team leadership abilities
- manage stress and resolve conflict
Leadership Development
Are you working at a senior level but suffering from a lack of confidence?
Are you clear on your next career steps?
Perhaps you’re finding it hard to speak up & be heard, or have feelings of self-doubt or imposter syndrome?
Sometimes it’s hard to balance being assertive with being seen as aggressive, and we suffer insecurities in dealing with conflict resolution and negative mindsets.
Whatever challenges you may be facing, often you simply want to find a balance in the way you live your life, and the key may be as simple as talking through these issues with someone who’s experienced them. I’ve enjoyed a long career with broad industry experience up to board level in different countries, so I have gained a deep understanding of the many challenges we face in the workplace.
Working together throughout this Program, I will provide insights and encouragement, with targeted support to build confidence and resilience.
I will help you to
- improve personal and professional growth
- boost motivation and engagement
- strengthen leadership skills
- refine your communication skills
- manage stress and resolve conflict
Executive Coaching Program
Are you keen to start saving & investing for your future but don’t know where to start? Are you ready to take the first step towards making your money work for you? Is your hard-earned cash sitting in your bank account being eroded by inflation? Perhaps you’ve recently been bereaved or divorced and are feeling lost at facing a new and daunting money management role? If you’re struggling to get to grips with managing your money, my Financial Wellness Programme is for you. I will lead you along the path to Financial Freedom of Choice starting with the basics of budgeting through to investing in your own portfolio, no size is too small!
My goals are to
– give you the confidence to save & invest
– inspire you to become financially astute & achieve financial peace of mind
– motivate you to identify & achieve goals – for you AND your family
– ensure you have a back-up plan to retire with a comfortable income
– empower you to make informed financial decisions
Our Financial Wellbeing comes not only from feeling stable in the present but secure in the future. Financial Wellness includes our relationship with money, having the skills to manage resources to live within our means, knowing how to set realistic goals, and learning to prepare for eventualities ranging from short-term emergencies to long-term needs. All these vital life skills can only be achieved through knowledge and understanding of our financial circumstances and I will help to guide you towards action – sooner rather than later.